Hibret Bank Review

Hibret Bank
Hiber-ET
Hiber Shebamile Card
Hiber Agent Banking
Diaspora Banking
Convenient Banking
Pros and Cons
Good customer service
Number of branches
400 number of brunches
Poor internet banking
Online service availibility
do not send digital financial statement
Hibret Bank Information
Contact Information
- SWIFT UNTDETAA
- +251-114655222
- 19963
- +251-114655244
Diaspora Benefits
- Diaspora Deposit accounts
- Automobile Loan
- Mortgage Loan
- Working Capital Loan
- Consumer Loan
Internet Banking
- Can Check Balance
- Can Transfer Money
- View Account Statement
- Can Control Progress
- Can Pay Bills Online
Mobile Banking
- Mobile Application
- Balance Inquery
- USSD Application
- Mobile Top Up
- Money Transfer
Loan Interest
- Personal Autombile Loan 15.5
- Diaspora Mortgage Loan 7
- Corporate Loan 15
- Investment Loan 15
- Working Capital Loan 15
Saving Interest
- Personal Saving 7%
- Women Saving 7.5%
- Youth Saving 7.5%
Apply for a loan here
Banks Ethiopia gives you the access and information you need to get car loan and house loan services in Ethiopia from the bank of your choice. If you are a non resident and/or a foreigner with origin of Ethiopia looking for these loan services, make sure to visit our diaspora mortgage loan and diaspora vehicle loan pages to acquire a more detailed information.

Hibret/United Bank Ethiopia
United Bank S.C. also known as Hibret Bank began its operation in 1998 in accordance with the Commercial Code of Ethiopia of 1960. Over the years, United Bank of Ethiopia built itself into an escalating and modern banking institution, growing with a strong financial structure and strong management as well as a large and ever-increasing customer and correspondent base.
Today, United Bank of Ethiopia is a full-service bank that offers its customers a wide range of commercial banking services with a network of more than 339 branches and 9 sub-branches.
United Bank’s priority is to strengthen its capital base, maximizing its return on equity and benefiting from the latest technology in order to keep up with the latest developments in the local and international financial services industry.
Services Provided by United Bank
Diaspora Banking
Hibir Diaspora service was recently introduced, a service designed to suit the needs of the Diaspora community. It includes service package, among others, deposit and loan services, for those Ethiopian Nationals or Foreign Nationals of Ethiopia Origin, who are living and working abroad for more than one year.
Please see the list of our selected banks with the best benefits for the diaspora community here.
Foreign Currency Accounts
The bank provides a foreign currency account that enables Ethiopians residing abroad, foreigners of Ethiopian origin, and other foreign nationals to benefit from depositing their money in foreign currency.
Interest-Free Banking
The Bank is currently providing Shariah-compliant deposit and financing products.
IFB deposit products include
- Wadi’ah Saving Account
- Wadi’ah Current Account
- Mudarabah Investment Saving Account
- Mudarabah Investment Term Deposit
Among other things, the interest-free banking business majorly concentrates on the following major Shariah principles.
- Prohibition of Riba/Interest/usury
- Transactions should be free from Excessive uncertainty and Gambling /Gharar and Mysir/
- Avoiding trading in unlawful/Haram goods- Alcohol, tobacco, pork…etc
- Risk-sharing/profit-loss sharing and Justice and equity-based transactions
The Bank has more services to provide under IFB, click here to find out more information.
Hibret /United Bank Exchange Rate
The bank provides foreign currency exchange services at its branches and forex bureaus. The bank handles Foreign Exchange deal with legal sellers or buyers within the NBE directives and in compliance with Anti Money Laundering rules.
Electronic Banking
This is a pioneer Bank in the country to provide SMS and Internet Banking services to customers (Hibret bank mobile banking ussd code). Hibir Mobile and Hibir Online Banking services (Hibret bank app) are a 24 hours link to account information with a view of all banking transactions that enables customers to access details on dealings regarding current, saving and overdraft accounts, loan particulars, Letter of Credit, Checkbook status, exchange rate value of foreign currencies and many other relevant details to keep of all customer’s financial demands 24/7.
Hibret is among the few banks that provide Card Banking Services through ATM & POS. Hibret Bank provides money to send/receive service on ATM. The Bank has also has started rendering MASTERCARD Card and VISA services and has also finalized arrangements to start offering China Union Pay card service soon.
Contact Information
Toll-free Number: 995
Hibret Bank phone number: +251-114-655-222
Hibret Bank email address: [email protected]
SWIFT: UNTDETAA, Addis Ababa, Ethiopia
Hibret Bank Head Office: Ras Abebe Aregay Street, Hibir Tower, Addis Ababa, Ethiopia
8.2
Hibret Bank
Loan Interest
9.3
Mobile Banking
10
Internet Banking
8
Saving Interest
9.4
Customer Service
4.6
Diaspora Benefit
8
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