cbe

USD
57.2653
58.4106
,
GBP
69.4105
70.7987
,
EUR
61.4457
62.6746
,
CHF
61.4753
63.7048
,
SEK
4.9682
5.0676
,
NOK
4.923
5.0215
,
DKK
7.4564
7.6055
,
DJF
,
JPY
0.3272
0.3337
,
CAD
37.7982
38.5542
,
SAR
13.8141
14.0904
,
AED
14.109
14.3912
,
XAF
0.012
0.0122
,
INR
,
KES
,
AUD
34.5933
35.2852
,
SDR
,
ZAR
,
CNY
7.1379
7.2807
,
KWD
178.3661
181.9334

awash

USD
57.2653
58.4106
,
EUR
61.4457
62.6746
,
GBP
69.4105
70.7987
,
CHF
61.4753
62.7048
,
SAR
13.8141
14.0904
,
AED
14.109
14.3912
,
CAD
37.7982
38.5542

abyssinia

GBP
69.4105
70.7987
,
CHF
61.4753
62.7048
,
EUR
61.4457
62.6746
,
USD
57.2653
58.4106
,
CAD
37.7982
38.5542
,
AED
14.109
14.3912
,
SAR
13.8141
14.0904
,
SEK
4.9682
5.0676
,
NOK
4.923
5.0215

abay

USD
56.5376
57.6684
,
EUR
61.7956
63.0315
,
GBP
72.289
73.7348
,
CHF
64.3716
65.659
,
AUD
37.3657
38.113
,
AED
15.3911
15.6989
,
CNY
7.8594
8.0166
,
DKK
8.2877
8.4535
,
DJF
0.3166
0.3229
,
INR
0.6826
0.6963
,
JPY
0.3821
0.3897
,
KES
0.4082
0.4164
,
NOK
5.3785
5.4861
,
SAR
15.0739
15.3754
,
ZAR
3.0306
3.0912
,
SEK
5.5156
5.6259
,
SDR
78.118
79.6804

zemen

CAD
41.6356
42.4683
,
EUR
61.3505
62.5775
,
GBP
72.5868
74.0385
,
SEK
5.426
5.5345
,
USD
57.2406
58.3854

buna

nib

GBP
69.4105
70.7987
,
EUR
61.4457
62.6746
,
CHF
61.4753
62.7048
,
USD
57.2653
58.4106
,
CAD
37.7982
38.5542
,
AED
14.109
14.3912
,
SAR
13.8141
14.0904

berhan

wegagen

dgb

USD
57.1651
58.3084
,
GBP
73.1806
74.6442
,
EUR
61.3553
62.5824
,
CHF
63.7221
64.9965
,
CAD
41.5052
42.3353

enat

USD
57.2406
58.3854
,
GBP
72.5868
74.0385
,
CHF
64.4819
65.7715
,
SEK
5.1879
5.2917
,
NOK
5.1733
5.2768
,
DKK
8.1014
8.2634
,
KES
0.4271
0.4356
,
JPY
0.3673
0.3746
,
DJF
0.3181
0.3245
,
CAD
41.1312
41.9538
,
AUD
36.4897
37.2195
,
SAR
15.1424
15.4452
,
AED
15.5162
15.8261
,
ZAR
2.9861
3.0458
,
CNY
7.846
8.0029

addis

nbe

USD
57.2653
57.838
,
GBP
72.6811
72.7098
,
CHF
64.372
64.4009
,
SEK
5.4897
5.4913
,
NOK
5.4398
5.4407
,
DKK
8.2391
8.2396
,
DJF
0.3207
0.3225
,
INR
0.6848
0.6849
,
KES
0.4439
0.4474
,
JPY
0.3616
0.3616
,
CAD
41.766
41.7873
,
AUD
38.2246
38.2475
,
SAR
15.2642
15.265
,
AED
15.59
15.5909
,
EUR
61.4457
61.4686
,
XDR
75.447
75.447
,
ZAR
3.1652
3.1657
,
CNY
7.8872
7.8873
,
KWD
186.7708
186.828

dashen

USD
57.2653
58.4106
,
GBP
69.4105
70.7987
,
CHF
61.4753
62.7048
,
SEK
4.9682
5.0676
,
NOK
4.923
5.02146
,
DKK
7.4564
7.6055
,
JPY
0.3272
0.3337
,
CAD
37.7982
38.5542
,
SAR
13.8141
14.0904
,
AED
14.109
14.3912
,
EUR
61.4457
62.6746
,
DJF
0
0
,
INR
0
0
,
KES
0
0
,
AUD
34.5933
35.2852
,
ZAR
0
0
,
CNY
7.1379
7.2807
,
KWD
178.3661
181.9334
,
AED

oromia

USD
57.2653
58.4106
,
GBP
72.6811
74.1347
,
EUR
61.4457
62.6746
,
CHF
64.372
65.6594
,
SAR
15.2642
15.5695
,
AED
15.59
15.9018

lion

coop

USD
57.2406
58.3854
,
GBP
72.5868
74.0385
,
EUR
61.3505
62.5775
,
AED
15.5825
15.8942
,
SAR
15.2556
15.5607

gadaa

USD
57.0384
58.1792
,
GBP
69.4569
70.846
,
EUR
91.9494
63.1884
,
AED
14.0523
14.3333
,
SAR
13.7631
14.0384
,
CHF
59.61
60.8022

hijra

amhara

tsehay

USD
57.2406
58.3854
,
GBP
69.3204
70.7068
,
EUR
61.3505
62.5775
,
CAD
37.6802
38.4338
,
SAR
13.8063
14.0824
,
AED
14.1022
14.3842

tsedey

USD
57.2653
58.4106
,
EUR
61.4457
62.6746
,
GBP
69.4105
70.7987
,
AED
14.109
14.3912

Enat Bank Review

Enat Bank

Enat Bank

7.4 Rating

14% Loan Interest

Women Banking

SME Banking

Enat Bilhat

Women Financing

Special Financing for Women

Written by: abenezer   Proof Read by:  abenezer

Pros and Cons

Women individuals & women-owned businesses can utilize many services
Loans are much more flexible when women apply for such advances and loans
A diversified board of directors that reaches out to its customers’ expectations
Low integration of E-Banking with local vendors & businesses
126 number of brunches

Enat Bank Information

Contact Information

Diaspora Benefits

  • Optional Diaspora Deposit Accounts
  • Automobile Loan
  • Mortgage Loan
  • Working Capital Loan
  • Consumer Loan

Internet Banking

  • Can Check Balance
  • Can Transfer Money
  • View Account Statement
  • Can Control Progress
  • Can Pay Bills Online

Mobile Banking

  • Mobile Application
  • Balance Inquery
  • USSD Application
  • Mobile Top Up
  • Money Transfer

Loan Interest

  • Personal Automible Loan 14.5
  • Diaspora Mortgage Loan 14
  • Corporate Loan 14.5
  • Investment Loan 14.5
  • Working Capital Loan 14.5

Saving Interest

  • Personal Saving 7%
  • Women Saving 7.5%
  • Youth Saving 7.5%
  • Teen Saving 7.5%

Apply for a loan here

Banks Ethiopia gives you the access and information you need to get car loan and house loan services in Ethiopia from the bank of your choice. If you are a non resident and/or a foreigner with origin of Ethiopia looking for these loan services, make sure to visit our diaspora mortgage loan and diaspora vehicle loan pages to acquire a more detailed information.

Enat Bank Exchange Rate

The exchange rate for Enat bank can also be found at ourexchange rates page, along with all other banks’ exchange rates in Ethiopia today.

code name buying buyingTrend selling sellingTrend
USD United States Dollar 57.2406 58.3854
GBP British Pound Sterling 72.5868 74.0385
CHF Swiss Franc 64.4819 65.7715
SEK Swedish Krona 5.1879 5.2917
NOK Norwegian Krone 5.1733 5.2768
DKK Danish Krone 8.1014 8.2634
KES Kenyan Shilling 0.4271 0.4356
JPY Japanese Yen 0.3673 0.3746
DJF Djiboutian Franc 0.3181 0.3245
CAD Canadian Dollar 41.1312 41.9538
AUD Australian Dollar 36.4897 37.2195
SAR Saudi Riyal 15.1424 15.4452
AED United Arab Emirates Dirham 15.5162 15.8261
ZAR South African Rand 2.9861 3.0458
CNY Chinese Yuan 7.846 8.0029

About Enat Bank

 

A diversified group of 11 Ethiopian Women founded Enat Bank, with a vision to maximize women’s economic capabilities and to be an inclusive bank. The 11-person board of directors is 6 women and 5 men with several and different backgrounds. There are more than 17,000 shareholders who have invested in Enat Bank of whom more than %60 are female.

Services provided by Enat Bank

Personal Banking

Savings

Regular Saving
This is an interest-bearing account in which customers earn a minimum interest rate set by Enat Bank. Regular saving accounts are of short-term savings that are adaptable. When a timeline for withdrawal on the minimum balance doesn’t exist. Additionally, regular savings extends its services to cover.

Liquid savings
On-demand deposit & withdrawal.

Premium Saving
Enat Bank provides a Premium Saving account. Potential depositors can, with this product, track the amount of deposit. The product has an attractive and continuous saving interest. Enat Bank has three stages of premium accounts, which is conditional to a minimum deposit balance in one’s account:

  • Silver
  • Diamond
  • Platinum

Children’s account Saving

This is an account dedicated to children who are under 18 years old. It has a higher interest rate which motivates their parents/guardians to save for them.

Savings accounts for Golden Age

These are longer-term accounts that are concentrating on saving for a faraway incident upon the customer’s request. It comes with a higher and better interest rate as well as an attractive form specifically for the individual.

Non-interest bearing

The non-interest bearing account doesn’t gain interest if the customer asked for such an account type.

Hybrid savings

Enat Bank offers its customers the scope to both do recurrent transactions/payments and save the principle by gaining interests.

Time Deposit

At a particular, pre-agreed upon, and wide range options for a fixed interest rate, paid on a monthly basis, fixed deposits are accepted by Enat Bank. The monthly basis payment may also be a monthly capital that is to be paid on maturity period, as per the agreement the customer has with Enat Bank.

Current Account

Based on the minimum balance, an insignificant interest rate might be regarded to the customer on a defined timeframe. With this account, Enat Bank customers can quickly move transactions and pay nominal interest annually.

Enat Bilhat

Enat Bank offers Enat Bilhat as an attractive interest rate deposit for depositors, which deposits must be done only in a fixed amount of money for, also, a fixed amount of time. The interest rate grows after the termination of the period of the deposit made.

Checking accounts

Enat Bank’s customers can easily retrieve their deposits using the checking account.

Plus Services

Additionally, the bank’s customers can also have the following:

  • Sweeping
  • Fund Transfer/payment
  • Fund Management
  • Safe Deposit Box
  • Payment Instruments
  • Gift Certificates & Cards
  • E-Payments & Services, which is not available at the moment.

Loan and Advances

Business Loans

Enat Bank is there to help and support its customers to raise their working capital by providing services like overdraft and short-term credit. Either you are taking part in domestic/international business, having intentions to start a business, expanding an existing one, wanting to buy a new vehicle/machinery, you can always approach Enat Bank for their services.

Facing pre-shipment money shortage as an exporter, get your solutions from Enat Bank as they have dedicated services/credit facilities for pre-shipment that might help and support you get raw materials, processing, warehousing, packing & transporting goods for the timeframe of the shipment.

Consumer Loans

For individual borrowers, Enat Bank has more credit services, in which such loans can allow you to get your own house/car, furniture, pay fees like education, travel, medical expenses as well as several other commitments.

Enat’s Choice, which is one of Enat Bank’s credit facilities, the objective is to smooth women’s work-load by giving the chance to purchase house equipment, kitchen devices/gadgets, and furniture

International Banking

Trade Finance Services

Customers of Enat Bank can opt to do international tradings, which the bank has dedicated services

Import

  • Documentary credit
  • Documentary collection and
  • Advance payment

Export

  • Documentary credit
  • documentary collection and
  • advance payment

Consignment Foreign Guarantees

Remittance Services

Incoming & outgoing Transfers

Services of Foreign Check

  • Clearing foreign checks
  • Buying foreign cheques that are clean

Forex Services

Forex Services include purchasing & selling cash notes of foreign currency. Services regarding Foreign Currency Account (Diaspora)

  • Non-Resident Foreign Currency Accounts
  • Non-Resident Transferable in Ethiopian Birr (ETB) Account
  • Non-Resident Non-Transferable in  Ethiopian Birr (ETB) Account
  • Foreign Currency A/Cs for Ethiopians in Diaspora, and
  • Retention Accounts

Exchange Rate

Enat Bank has quick and smooth money transfer services with many agencies, such as Transfast, WorldRemit, Ria, Western Union, Dahabshill, XpressMoney, Moneygram.  The bank’s daily exchange rate can be found here.

Other Services

Advisory services

Apart from all the services Enat Bank does provide, they give consultation service if you have the intention to start a new business, raise your financial status, get to know Enat Bank’s services and products, and more.

Women Financing

Collateral Saving

Enat Bank introduces the Enat Collateral Saving Account, which is an account where national/international organizations, private, governmental, and/or concerned individuals. They do a specific amount of deposit that is to be blocked for a determined while, which is to be used as a warranty.

The bank has partnered with some gurus development partners, who will be providing training and business advisory services for potential recipients of the plan. Such advisors might assist in preparing business plans and make sure that the business is in fine shape and form. Also, it will ensure that loans are paid as agreed and scheduled in order to reduce defaults.

Loan under USAID/SIDA Guarantee scheme

Private enterprises that are registered in Ethiopia can get used and qualify for this type of loan. An obligation is that at least %51 of the enterprise must be owned by women.

%50 of the requested loan must be offered by a collateral equivalent, which can be in the form of cash substitute, bank share & bonds, and/or buildings.

Women Special Loan

This is a loan targeting small and medium businesses owned by women, where it is a loan against cash collateral. Those women may lack the collateral to raise their businesses.

To apply, a woman or business only owned/managed by women is a must.

  • Ethiopians by nationality
  • Can show a certificate that proves that she/they does/do not have any kind of property that is registered in her/their name or spouse’s name.

Women Savings Account

As part of the women empowerment strategy, Enat Bank has introduced the Women Savings Account that is targeting those who would like to have savings routines and exploit the 5.5% interest rate that Enat Bank provides.

Non-Financial Services

This is combined with tools and tailored training to give out financial literacy. Enat Bank believes that having the proper financial education will promote their choices to have a better life. Training is provided in all of Enat bank’s branches, which contains interesting games, educational drama, and more.

Capacity building

With the sponsor of our development partners, Enat Bank arranges both capacity building and advisory services for Small and Medium Businesses that are owned/managed by women. The partners, who are advisors, might get involved in preparing business plans as well as giving out training and advisory services.

Soon enough, Enat Bank is to have much more detailed, specifically tailored services and products that will help women and owned/managed SMEs by women in fulfilling their needs.

Digital Banking

E-Banking / EnatOnline

With EnatOnline, no need for long queues and delays as long as things can be done simply from home or anywhere.

You can use EnatOnline by either SigningUp or SigningInand be entertained by a number of countless services.

Services Available on EnatOnline

  • Branch / ATM location information
  • Balance Enquiry
  • Bulk payment
  • Effecting payments to third parties, for example:
  • DerashBill Payment
  • Display Forex Rate
  • Topping up mobile (card)
  • Periodic Payments (standing instruction)
  • Cheque Status, book, and stop payment requests
  • Fund Transfer:
  • within Enat Bank, you can do fund transfer to your own account/accounts
  • Fund transfer to other accounts in Enat Bank
  • Account alerts, security alerts, and reminders
  • PIN management & authorization
  • Mini Statement

Enat Bank has Enat Internet Banking (EnatOnline) available upon request 24 hours a day. Make sure to check the terms and conditions.

Mobile Banking

Enat Bank mobile Banking service have the following package:

  • Branch / ATM location information
  • Local Remittance from your account
  • Balance & Transaction notifications.
  • Balance Enquiry
  • Bulk payment
  • Effecting payments to third parties, for example:
  • DerashBill Payment
  • Display Forex Rate
  • Topping up mobile (card)
  • Periodic Payments (standing instruction)
  • Cheque Status, book, and stop payment requests
  • Fund Transfer: within Enat Bank, you can do fund transfer to your own account/accounts
  • Fund transfer to other accounts in Enat Bank
  • Account alerts, security alerts, and reminders
  • PIN management & authorization
  • Mini Statement

To access the USSD of Mobile Banking of Enat Bank, call *845#

Contact Information

Enat Bank phone number: +251 115 158278 / 507074

Enat Bank email address: [email protected]

SWIFT: ENATETAA, Addis Ababa, Ethiopia

Enat Bank Head Office: Kirkos sub-city, woreda 8, in front of Yordanos Hotel, Addis Ababa, Ethiopia

7.4

Enat Bank

Loan Interest

8.1

Mobile Banking

10

Internet Banking

4

Saving Interest

8.6

Customer Service

6.6

Diaspora Benefit

7

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